Compare DHFL Pramerica Roz Sanchay and Fortune Pro on basis of policy details, premium details, eligibility etc. DHFL Pramerica Roz Sanchay is provided by DHFL Pramerica life insurance company ltd.. Fortune Pro is provided by TATA AIA Life. Both these policies come under Endowment Plans. Online buying option is not available for first insurance policy and online buying option is not available for second policy.
Minimum entry age for DHFL Pramerica Roz Sanchay is 8 years and maximum entry age for the same policy is 50 years. Similarly for TATA AIA Life Insurance Fortune Pro, minimum entry age is 0 years and maximum entry age is 59 years. Depending upon the selected plan, the premium amount and payment options may be different. Premium is the amount you pay to the insurance company in exchange of life cover. Premium payment option/s for former policy: Limited Pay and premium payment option/s for latter policy: Limited Pay, Regular Pay and Single Pay. In regular pay mode, you are supposed to pay this money at fixed intervals throughout the policy term whereas for limited pay mode, you are supposed to pay money only for a limited number of years.
Benefits of DHFL Pramerica Roz Sanchay and Fortune Pro consist of maturity benefit, tax benefit, death benefit etc. Some DHFL Pramerica Roz Sanchay and TATA AIA Life Insurance Fortune Pro Provisions are made for a policy holder. Loan is one such provision. For first plan, a person can apply for loan and second plan does not provide loan facility. Following are the benefits under these insurance policies.
For DHFL Pramerica Roz Sanchay:
For DHFL Pramerica Roz Sanchay:
If the policy has tax benefit, it means that the premium you pay for the policy is eligible for deduction in tax returns along with a part of money you receive on maturity of the policy. If the policy has death benefit, in event of death of the policy holder, all the money paid as premium shall be returned to his family. Even bonus is added to this money for some policies. Thus his family can stay financially secure. Maturity benefit is the money you get at the end of the policy term. This is the total of all the premiums you have paid along with applicable bonus.
Provisions under DHFL Pramerica Roz Sanchay and Fortune Pro mainly include policy renewal and different types of riders. For DHFL Pramerica Roz Sanchay, policy renewal is allowed Policy renewal is not allowed for TATA AIA Life Insurance Fortune Pro. Different riders such as accidental death benefit rider, critical illness rider etc. are provided for an insurance policy. Riders are special clauses in an insurance policy that cover cases when you won't be able to pay premium. Accidental death benefit rider is not available for first policy and it is available for second policy.Critical illness rider is not available for former policy and it is not available for second policy.Term rider is not available for first insurance policy and this rider is not available for second policy.
Terms and conditions for DHFL Pramerica Roz Sanchay and Fortune Pro includes the grace period, free look period, exclusions, riders etc. for both the policies. Grace period can be utilized for paying unpaid premiums. Grace period for these insurance plans is 30 Days. Free look period for these insurance plans is 15 Days.
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