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HDFC Life Group Variable Employee Benefit Plan
HDFC Life Group Variable Employee Benefit Plan

IndiaFirst Group Term Plan
IndiaFirst Group Term Plan



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HDFC Life Group Variable Employee Benefit Plan
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IndiaFirst Group Term Plan

Group Variable Employee Benefit And IndiaFirst Group Term Plan Provisions

1 Provisions
1.1 Renewal
76% Group Life Insurance Plans Life insurance plans have it !
75% Term Plans Life insurance plans have it !
1.1.1 Renewal Period
Bajaj Allianz R..
1 years
Rank: 4 (Overall)
1 years
Rank: 4 (Overall)
HDFC Life Group Unit Linked Pension Plan Provisions
1.2 Riders
1.2.1 Accidental Death
25% Group Life Insurance Plans Life insurance plans have it !
44% Term Plans Life insurance plans have it !
1.2.2 ADBR Description
Not Applicable
Not Applicable
1.2.3 Critical Illness
17% Group Life Insurance Plans Life insurance plans have it !
25% Term Plans Life insurance plans have it !
1.2.4 CI Description
Not Applicable
Not Applicable
1.2.5 Term Rider
No Group Life Insurance Plans Life insurance plans has it !
No Term Plans Life insurance plans has it !
1.2.6 TR Description
Not Applicable
Not Applicable
1.2.7 Permanent Disability
20% Group Life Insurance Plans Life insurance plans have it !
14% Term Plans Life insurance plans have it !
1.2.8 PD Description
Not Applicable
Not Applicable

Policy Renewal

Group Variable Employee Benefit and IndiaFirst Group Term Plan provisions are made in the form of policy renewal, riders etc. Renewal of HDFC Life Group Variable Employee Benefit Plan and IndiaFirst Group Term Plan helps you to extend policy term of these insurance policies. Policy renewal period generally varies from 0 to 3 years. Policy may be renewed if you want to extend the term of your plan. If there is no provision for renewal of policy then a person has to make a completely new contract on the same terms with the insurance company. Policy renewal is allowed for HDFC Life Group Variable Employee Benefit Plan and renewal period is 1 years. Policy renewal is allowed for IndiaFirst Group Term Plan and renewal period is 1 years.

Riders for Group Variable Employee Benefit and IndiaFirst Group Term Plan

On the basis of riders for Group Variable Employee Benefit and IndiaFirst Group Term Plan like accidental death benefit, critical illness, etc, these plans can be compared. Riders are clauses in an insurance policy which provide benefits like premium waiver in case of above mentioned circumstances. Due to accidental death benefit rider, beneficiary will get the money is case of accidental death of the policy holder. Critical illness rider can be used under critical health conditions like stroke, paralysis, cancer, etc. It provides for medical expenses before death. Permanent disability rider can be availed in case life insured suffers permanent disability due to some reason. Riders for these plans can be purchased by paying additional HDFC Life Group Variable Employee Benefit Plan and IndiaFirst Group Term Plan Premium.

Riders for HDFC Life Group Variable Employee Benefit Plan:

  • Accidental death benefit rider: Not available
  • Critical illness rider: Not available
  • Term rider: Not available
  • Permanent disability rider: Not available

Riders for IndiaFirst Group Term Plan:

  • Accidental death benefit rider: Not available
  • Critical illness rider: Not available
  • Term rider: Not available
  • Permanent disability rider: Not available

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