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IndiaFirst Guaranteed Retirement Plan
IndiaFirst Guaranteed Retirement Plan

Reliance Term Plan
Reliance Term Plan



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IndiaFirst Guaranteed Retirement Plan
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Reliance Term Plan

IndiaFirst Guaranteed Retirement And Term Plan Provisions

1 Provisions
1.1 Renewal
75% Term Plans Life insurance plans have it !
75% Term Plans Life insurance plans have it !
1.1.1 Renewal Period
Bajaj Allianz R..
2 years
Rank: 3 (Overall)
2 years
Rank: 3 (Overall)
HDFC Life Group Unit Linked Pension Plan Provisions
1.2 Riders
1.2.1 Accidental Death
44% Term Plans Life insurance plans have it !
44% Term Plans Life insurance plans have it !
1.2.2 ADBR Description
Not Applicable
Available at additional cost.
1.2.3 Critical Illness
25% Term Plans Life insurance plans have it !
25% Term Plans Life insurance plans have it !
1.2.4 CI Description
Not Applicable
Available at additional cost. Provides a lump sum amount to take care of 25 critical conditions including cancer, heart attack, paralysis, major organ transplant and many more.
1.2.5 Term Rider
No Term Plans Life insurance plans has it !
No Term Plans Life insurance plans has it !
1.2.6 TR Description
Not Applicable
Not Applicable
1.2.7 Permanent Disability
14% Term Plans Life insurance plans have it !
14% Term Plans Life insurance plans have it !
1.2.8 PD Description
Not Applicable
Available at additional cost.

Policy Renewal

IndiaFirst Guaranteed Retirement and Term Plan provisions are made in the form of policy renewal, riders etc. Renewal of IndiaFirst Guaranteed Retirement Plan and Reliance Term Plan helps you to extend policy term of these insurance policies. Policy renewal period generally varies from 0 to 3 years. Policy may be renewed if you want to extend the term of your plan. If there is no provision for renewal of policy then a person has to make a completely new contract on the same terms with the insurance company. Policy renewal is allowed for IndiaFirst Guaranteed Retirement Plan and renewal period is 2 years. Policy renewal is allowed for Reliance Term Plan and renewal period is 2 years.

Riders for IndiaFirst Guaranteed Retirement and Term Plan

On the basis of riders for IndiaFirst Guaranteed Retirement and Term Plan like accidental death benefit, critical illness, etc, these plans can be compared. Riders are clauses in an insurance policy which provide benefits like premium waiver in case of above mentioned circumstances. Due to accidental death benefit rider, beneficiary will get the money is case of accidental death of the policy holder. Critical illness rider can be used under critical health conditions like stroke, paralysis, cancer, etc. It provides for medical expenses before death. Permanent disability rider can be availed in case life insured suffers permanent disability due to some reason. Riders for these plans can be purchased by paying additional IndiaFirst Guaranteed Retirement Plan and Reliance Term Plan Premium.

Riders for IndiaFirst Guaranteed Retirement Plan:

  • Accidental death benefit rider: Not available
  • Critical illness rider: Not available
  • Term rider: Not available
  • Permanent disability rider: Not available

Riders for Reliance Term Plan:

  • Accidental death benefit rider: Available
  • Critical illness rider: Available
  • Term rider: Not available
  • Permanent disability rider: Available

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