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IndiaFirst Money Balance Plan
IndiaFirst Money Balance Plan

SBI Life Saral Shield
SBI Life Saral Shield



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IndiaFirst Money Balance Plan
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SBI Life Saral Shield

IndiaFirst Money Balance Plan And Saral Shield Plan Provisions

1 Provisions
1.1 Renewal
75% Term Plans Life insurance plans have it !
75% Term Plans Life insurance plans have it !
1.1.1 Renewal Period
Bajaj Allianz R..
Not Available
Rank: N/A (Overall)
2 years
Rank: 3 (Overall)
HDFC Life Group Unit Linked Pension Plan Provisions
1.2 Riders
1.2.1 Accidental Death
44% Term Plans Life insurance plans have it !
44% Term Plans Life insurance plans have it !
1.2.2 ADBR Description
Not Applicable
Available at additional cost
1.2.3 Critical Illness
25% Term Plans Life insurance plans have it !
25% Term Plans Life insurance plans have it !
1.2.4 CI Description
Not Applicable
Not Applicable
1.2.5 Term Rider
No Term Plans Life insurance plans has it !
No Term Plans Life insurance plans has it !
1.2.6 TR Description
Not Applicable
Not Applicable
1.2.7 Permanent Disability
14% Term Plans Life insurance plans have it !
14% Term Plans Life insurance plans have it !
1.2.8 PD Description
Not Applicable
Available at additional cost

Policy Renewal

IndiaFirst Money Balance Plan and Saral Shield Plan provisions are made in the form of policy renewal, riders etc. Renewal of IndiaFirst Money Balance Plan and SBI Life Saral Shield helps you to extend policy term of these insurance policies. Policy renewal period generally varies from 0 to 3 years. Policy may be renewed if you want to extend the term of your plan. If there is no provision for renewal of policy then a person has to make a completely new contract on the same terms with the insurance company. Policy renewal is allowed for IndiaFirst Money Balance Plan and renewal period is Not Available. Policy renewal is allowed for SBI Life Saral Shield and renewal period is 2 years.

Riders for IndiaFirst Money Balance Plan and Saral Shield Plan

On the basis of riders for IndiaFirst Money Balance Plan and Saral Shield Plan like accidental death benefit, critical illness, etc, these plans can be compared. Riders are clauses in an insurance policy which provide benefits like premium waiver in case of above mentioned circumstances. Due to accidental death benefit rider, beneficiary will get the money is case of accidental death of the policy holder. Critical illness rider can be used under critical health conditions like stroke, paralysis, cancer, etc. It provides for medical expenses before death. Permanent disability rider can be availed in case life insured suffers permanent disability due to some reason. Riders for these plans can be purchased by paying additional IndiaFirst Money Balance Plan and SBI Life Saral Shield Premium.

Riders for IndiaFirst Money Balance Plan:

  • Accidental death benefit rider: Not available
  • Critical illness rider: Not available
  • Term rider: Not available
  • Permanent disability rider: Not available

Riders for SBI Life Saral Shield:

  • Accidental death benefit rider: Available
  • Critical illness rider: Not available
  • Term rider: Not available
  • Permanent disability rider: Not available

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