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AEGON Religare Insta Pension Plan
AEGON Religare Insta Pension Plan




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Insta Pension

1 Details
1.1 Insurance Provider
AEGON Religare Life Insurance
1.2 Claim Settlement Ratio
1.2.1 Settlement Ratio (2015-16)
85.93%
Rank: 7 (Overall)
1.2.2 Settlement Ratio
LIC Bhagya Laks..
90.00%
Rank: 8 (Overall)
Edelweiss Tokio My Life Plus
1.2.3 Settlement Ratio (2013-14)
LIC New Jeevan ..
81.00 %
Rank: 20 (Overall)
DHFL Pramerica Family Income
1.3 Type
Annuity Plan
1.4 Status
In-force
1.5 Online
32% Annuity Plans Life insurance plans have it !
1.6 Eligibility
1.6.1 Min Entry Age
AEGON Religare ..
50 years
Rank: 29 (Overall)
Bajaj Allianz Cash Assure
ADD ⊕
1.6.2 Max Entry Age
ICICI Pru Immed..
85 years
Rank: 4 (Overall)
Reliance Classic Plan 2
ADD ⊕
1.6.3 Min Vesting Age
Canara HSBC Sma..
Not Available
Rank: N/A (Overall)
Shriram Secure Investment Plan
ADD ⊕
1.6.4 Max Vesting Age
Bharti AXA Life..
Not Available
Rank: N/A (Overall)
LIC New Children Money Back Plan
ADD ⊕
1.7 Policy Term
1.7.1 Min Term
Edelweiss Tokio..
Not Available
Rank: N/A (Overall)
HDFC Life New Group Unit Linked Plan
ADD ⊕
1.7.2 Max Term
TATA AIA Fortun..
Not Available
Rank: N/A (Overall)
HDFC Life New Group Unit Linked Plan
ADD ⊕
1.8 Returns
1.8.1 Min Sum Assured
Aviva Life Shie..
Not Available
Rank: N/A (Overall)
ICICI Pru Immediate Annuity Plan
1.8.2 Min Sum Assured (Variable)
Not Applicable
1.8.3 Max Sum Assured
IDBI Federal Lo..
Not Available
Rank: N/A (Overall)
Kotak Gratuity Plus Group Plan
1.8.4 Max Sum Assured (Variable)
Not Applicable
1.9 Group Plan
11% Annuity Plans Life insurance plans have it !
1.9.1 Group Type
Not Applicable
1.9.2 NEE Size
Metlife Group T..
Not Available
Rank: N/A (Overall)
Reliance Traditional Group Employee Benefit Plan
1.9.3 EE Size
Metlife Complet..
Not Available
Rank: N/A (Overall)
HDFC Group Term Insurance
2 Premium
2.1 Minimum Premium
2.1.1 Min Premium
Kotak Preferred..
₹ 100000
Rank: 73 (Overall)
HDFC Life Group Credit Protect Insurance Plan
2.1.2 Min Premium (Variable)
Not Applicable
2.2 Maximum Premium
2.2.1 Max Premium
Metlife Traditi..
Not Available
Rank: N/A (Overall)
HDFC Life Pradhan Mantri Jeevan Jyoti Bima Yojana
2.2.2 Max Premium (Variable)
No Limit
2.3 Payment Options
Single Pay
2.4 Regular Modes
Not Applicable, Semi-Annual
2.5 Top Up
Not Allowed
2.5.1 Top Up Value
Kotak Invest Ma..
Not Available
Rank: N/A (Overall)
Pension Plus
3 Loan And Benefits
3.1 Loan
No Annuity Plans Life insurance plans has it !
3.2 Surrender
17% Annuity Plans Life insurance plans have it !
3.2.1 Surrender Value
Not Applicable
3.3 Benefits
3.3.1 Tax
74% Annuity Plans Life insurance plans have it !
3.3.2 Tax Benefit Amount
Not Applicable
3.3.3 Service Tax
Not Mentioned
3.3.4 Maturity
No Annuity Plans Life insurance plans has it !
3.3.5 Maturity Benefit Amount
Not Applicable
3.3.6 Death
58% Annuity Plans Life insurance plans have it !
3.3.7 Death Benefit Amount
Not Applicable
3.3.8 Annuity
26% Annuity Plans Life insurance plans have it !
3.4 Bonus
Not Available
4 Provisions
4.1 Renewal
11% Annuity Plans Life insurance plans have it !
4.1.1 Renewal Period
Bajaj Allianz R..
Not Available
Rank: N/A (Overall)
HDFC Life Group Unit Linked Pension Plan
4.2 Riders
4.2.1 Accidental Death
5% Annuity Plans Life insurance plans have it !
4.2.2 ADBR Description
Not Applicable
4.2.3 Critical Illness
5% Annuity Plans Life insurance plans have it !
4.2.4 CI Description
Not Applicable
4.2.5 Term Rider
No Annuity Plans Life insurance plans has it !
4.2.6 TR Description
Not Applicable
4.2.7 Permanent Disability
No Annuity Plans Life insurance plans has it !
4.2.8 PD Description
Not Applicable
5 Terms and Conditions
5.1 Grace Period
LIC Jeevan Raks..
Not Available
Rank: N/A (Overall)
HDFC Group Term Insurance
ADD ⊕
5.2 Free Look Period
Mera Term Plan
15 Days
Rank: 2 (Overall)
Reliance Online Term
ADD ⊕
5.3 Exclusion On Base Policy
Not Mentioned
5.4 Charges
5.4.1 Premium Allocation
5% Annuity Plans Life insurance plans have it !
5.4.2 Premium Allocation Charge
Not Available
5.4.3 Policy Administration
5% Annuity Plans Life insurance plans have it !
5.4.4 Policy Administration Charge
Not Available
5.4.5 Fund Management
5% Annuity Plans Life insurance plans have it !
5.4.6 Fund Management Charge
Not Available
5.4.7 Mortality
5% Annuity Plans Life insurance plans have it !
5.4.8 Mortality Charge
Not Available
5.4.9 Switching
Not Allowed
5.4.10 Switching Charge
Reliance Group ..
Not Available
Rank: N/A (Overall)
SBI Life Kalyan ULIP Plus
5.4.11 Partial Withdrawal
Not Allowed
5.4.12 Partial Withdrawal Charge
Kotak Invest Ma..
Not Available
Rank: N/A (Overall)
Aviva Live Smart Plan
5.4.13 Premium Redirection
Not Allowed
5.4.14 Premium Redirection Charge
Kotak Invest Ma..
Not Available
Rank: N/A (Overall)
SBI Life Kalyan ULIP Plus
5.5 Group Members
5.5.1 Addition
Not Allowed
5.5.2 Deletion
Not Allowed
5.6 Medical Examination
11% Annuity Plans Life insurance plans have it !

Information on Insta Pension

AEGON Religare Insta Pension Plan is one of the Annuity Plans provided by AEGON Religare Life Insurance. Claim settlement ratio for this insurance company is 90.00%. This policy cannot be bought online. To buy this plan, life insured has to be at least 50 years old as on his last birthday. Maximum entry age for this plan is: 85 years. Vesting age or maturity age for this plan is Not Available. Information on Insta Pension policy term and returns can be found on details.

Payment Options for Insta Pension Premium

Insurance premium is an amount that is paid to the insurance provider at regular or limited intervals or at once. Regular payment means that one pays premium (money you pay in exchange of life cover) throughout the policy term. Limited pay means that one pays premium only for a limited number for years say 3 to 5 years whereas single pay means that you pay premium at once. After maturity of some of the insurance plans, these premiums are returned to you along with additional bonus as policy gains. AEGON Religare Insta Pension Plan Premium and gains are ways of investment for the life insured person. Payment options for Insta Pension premium include: Single Pay.

Insta Pension Gains

Insta Pension gains are the benefits that are available under the insurance policy. You cannot avail loan under this plan. If one is unable to pay premiums, some companies allow surrender of policy. The amount of money that you get back after you surrender your policy is known as surrender value. AEGON Religare Insta Pension Plan does not assure guaranteed surrender value. Compare AEGON Religare Insta Pension Plan and MET Pension (Par) to know the difference between gains of these plans. Tax benefit is not applicable for this plan. When a policy has tax benefit, it means that the premiums you pay for that policy are eligible for deduction in tax returns and so is a part of the money you get at the end of policy term. Maturity benefit is not provided by AEGON Religare Life Insurance. This plan does not assure death benefit.

Provisions of Insta Pension

Provisions of Insta Pension include riders i.e. special clauses to consider the cases where the policy holder will not be able to pay premium. For example in case the life insured suffers disability due to some accident or in case of demise of the policy holder due to some accident. Special circumstances like the are covered in riders. In such conditions, these riders provide an option for you to surrender the policy and get back the money that you have paid in terms of premiums. Accidental Death is not applicable for this plan. Critical Illness cannot be availed under this policy. This insurance plan does not assure Term Rider. Permanent Disability is not applicable for this plan. Riders can sometimes be bought by paying additional premium.

  • Terms and Conditions:
  • AEGON Religare Insta Pension Plan Terms and Conditions include grace period, free look period, etc. Grace period is the period where in the policy can be reinstated by paying the unpaid premiums. Grace Period is not applicable for this plan. Free look period is the period where in you can return the policy if you are not satisfied with the terms and conditions of AEGON Religare Insta Pension Plan. Free look period available for this plan is of 15 Days.

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