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Shriram Group Term Life Insurance
Shriram Group Term Life Insurance

HDFC Life Group Unit Linked Pension Plan
HDFC Life Group Unit Linked Pension Plan



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Shriram Group Term Life Insurance
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HDFC Life Group Unit Linked Pension Plan

Shriram Group Term Life Insurance And HDFC Group Unit Linked Pension Provisions

1 Provisions
1.1 Renewal
76% Group Life Insurance Plans Life insurance plans have it !
76% Group Life Insurance Plans Life insurance plans have it !
1.1.1 Renewal Period
Bajaj Allianz R..
2 years
Rank: 3 (Overall)
1 years
Rank: 4 (Overall)
HDFC Life Group Unit Linked Pension Plan Provisions
1.2 Riders
1.2.1 Accidental Death
25% Group Life Insurance Plans Life insurance plans have it !
25% Group Life Insurance Plans Life insurance plans have it !
1.2.2 ADBR Description
Available as an optional cover
Not Applicable
1.2.3 Critical Illness
17% Group Life Insurance Plans Life insurance plans have it !
17% Group Life Insurance Plans Life insurance plans have it !
1.2.4 CI Description
Not Applicable
Not Applicable
1.2.5 Term Rider
No Group Life Insurance Plans Life insurance plans has it !
No Group Life Insurance Plans Life insurance plans has it !
1.2.6 TR Description
Not Applicable
Not Applicable
1.2.7 Permanent Disability
20% Group Life Insurance Plans Life insurance plans have it !
20% Group Life Insurance Plans Life insurance plans have it !
1.2.8 PD Description
Available as an optional cover
Not Applicable

Policy Renewal

Shriram Group Term Life Insurance and HDFC Group Unit Linked Pension provisions are made in the form of policy renewal, riders etc. Renewal of Shriram Group Term Life Insurance and HDFC Life Group Unit Linked Pension Plan helps you to extend policy term of these insurance policies. Policy renewal period generally varies from 0 to 3 years. Policy may be renewed if you want to extend the term of your plan. If there is no provision for renewal of policy then a person has to make a completely new contract on the same terms with the insurance company. Policy renewal is allowed for Shriram Group Term Life Insurance and renewal period is 2 years. Policy renewal is allowed for HDFC Life Group Unit Linked Pension Plan and renewal period is 1 years.

Riders for Shriram Group Term Life Insurance and HDFC Group Unit Linked Pension

On the basis of riders for Shriram Group Term Life Insurance and HDFC Group Unit Linked Pension like accidental death benefit, critical illness, etc, these plans can be compared. Riders are clauses in an insurance policy which provide benefits like premium waiver in case of above mentioned circumstances. Due to accidental death benefit rider, beneficiary will get the money is case of accidental death of the policy holder. Critical illness rider can be used under critical health conditions like stroke, paralysis, cancer, etc. It provides for medical expenses before death. Permanent disability rider can be availed in case life insured suffers permanent disability due to some reason. Riders for these plans can be purchased by paying additional Shriram Group Term Life Insurance and HDFC Life Group Unit Linked Pension Plan Premium.

Riders for Shriram Group Term Life Insurance:

  • Accidental death benefit rider: Available
  • Critical illness rider: Not available
  • Term rider: Not available
  • Permanent disability rider: Available

Riders for HDFC Life Group Unit Linked Pension Plan:

  • Accidental death benefit rider: Not available
  • Critical illness rider: Not available
  • Term rider: Not available
  • Permanent disability rider: Not available

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