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SBI Life Shubh Nivesh
SBI Life Shubh Nivesh

Shriram New Shri Raksha Plan
Shriram New Shri Raksha Plan



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SBI Life Shubh Nivesh
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Shriram New Shri Raksha Plan

Shubh Nivesh And Shri Raksha Provisions

1 Provisions
1.1 Renewal
72% Endowment Plans Life insurance plans have it !
72% Endowment Plans Life insurance plans have it !
1.1.1 Renewal Period
Bajaj Allianz R..
2 years
Rank: 3 (Overall)
2 years
Rank: 3 (Overall)
HDFC Life Group Unit Linked Pension Plan Provisions
1.2 Riders
1.2.1 Accidental Death
57% Endowment Plans Life insurance plans have it !
57% Endowment Plans Life insurance plans have it !
1.2.2 ADBR Description
Available at additional cost
Not Available
1.2.3 Critical Illness
27% Endowment Plans Life insurance plans have it !
27% Endowment Plans Life insurance plans have it !
1.2.4 CI Description
Not Applicable
Not Available
1.2.5 Term Rider
16% Endowment Plans Life insurance plans have it !
16% Endowment Plans Life insurance plans have it !
1.2.6 TR Description
Available at additional cost
Not Applicable
1.2.7 Permanent Disability
22% Endowment Plans Life insurance plans have it !
22% Endowment Plans Life insurance plans have it !
1.2.8 PD Description
Available at additional cost
Not Applicable

Policy Renewal

Shubh Nivesh and Shri Raksha provisions are made in the form of policy renewal, riders etc. Renewal of SBI Life Shubh Nivesh and Shriram New Shri Raksha Plan helps you to extend policy term of these insurance policies. Policy renewal period generally varies from 0 to 3 years. Policy may be renewed if you want to extend the term of your plan. If there is no provision for renewal of policy then a person has to make a completely new contract on the same terms with the insurance company. Policy renewal is allowed for SBI Life Shubh Nivesh and renewal period is 2 years. Policy renewal is allowed for Shriram New Shri Raksha Plan and renewal period is 2 years.

Riders for Shubh Nivesh and Shri Raksha

On the basis of riders for Shubh Nivesh and Shri Raksha like accidental death benefit, critical illness, etc, these plans can be compared. Riders are clauses in an insurance policy which provide benefits like premium waiver in case of above mentioned circumstances. Due to accidental death benefit rider, beneficiary will get the money is case of accidental death of the policy holder. Critical illness rider can be used under critical health conditions like stroke, paralysis, cancer, etc. It provides for medical expenses before death. Permanent disability rider can be availed in case life insured suffers permanent disability due to some reason. Riders for these plans can be purchased by paying additional SBI Life Shubh Nivesh and Shriram New Shri Raksha Plan Premium.

Riders for SBI Life Shubh Nivesh:

  • Accidental death benefit rider: Available
  • Critical illness rider: Not available
  • Term rider: Available
  • Permanent disability rider: Available

Riders for Shriram New Shri Raksha Plan:

  • Accidental death benefit rider: Available
  • Critical illness rider: Available
  • Term rider: Not available
  • Permanent disability rider: Not available

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