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SBI Life Smart Income Protect
SBI Life Smart Income Protect




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Smart Income Protect Provisions

1 Provisions
1.1 Renewal
76% Whole Life Insurance Plans Life insurance plans have it !
1.1.1 Renewal Period
Bajaj Allianz R..
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HDFC Life Group Unit Linked Pension Plan Provisions
1.2 Riders
1.2.1 Accidental Death
51% Whole Life Insurance Plans Life insurance plans have it !
1.2.2 ADBR Description
Available as an Additional Protection
1.2.3 Critical Illness
29% Whole Life Insurance Plans Life insurance plans have it !
1.2.4 CI Description
Available as an Additional Protection
1.2.5 Term Rider
11% Whole Life Insurance Plans Life insurance plans have it !
1.2.6 TR Description
Available as an Additional Protection
1.2.7 Permanent Disability
30% Whole Life Insurance Plans Life insurance plans have it !
1.2.8 PD Description
Available as an Additional Protection

Smart Income Protect Renewal

Some Smart Income Protect provisions are made to facilitate extension of the policy term. Smart Income Protect renewal is an act of extending the validity of this insurance policy. Policy renewal is done at the end of the policy term in case you wish to extend it further. Renewal is especially beneficial in case of as they provide life cover only for a specific period of time. Policy renewal is not allowed for this insurance plan.

Smart Income Protect Riders

Riders are supplementary SBI Life Smart Income Protect Benefits added to the base policy purchased by the life insured. All riders are included under Smart Income Protect provisions. Riders give you additional covers along with the main policy so that you can get extra benefits under single life insurance plan.

Riders provided by SBI Life Insurance

Smart Income Protect riders provided by the insurance company include accidental death benefit rider, term rider, critical illness rider, etc. Accidental death benefit rider is a provision made in a life insurance policy to provide additional benefits in unfortunate event of death of the life insured due to some accident. The insurance company provides accidental death benefit rider for this policy.

Critical illness rider provides extra benefits for medical expenses in case the policy holder is diagnosed with some critical illness. Critical illness rider is available for this policy. A term rider acts in similar manner as a term insurance policy i.e. a monthly income will be provided to the nominee in event of death of the policy holder before end of the policy term. Term rider is available for this insurance plan. The permanent disability rider can be very useful if the policy holder suffers permanent disability because of an accident. Permanent disability rider is available for this policy.

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